DepEd Memo: Reminder to Refrain from Using ATM Payroll Cards as Collateral for Loans or Engaging in the ATM Sangla Scheme Posted on May 10, 2020 by John Darryll Mercado Leave a comment Reminder to Refrain from Using ATM Payroll Cards as Collateral for Loans or Engaging in the ATM Sangla Scheme Central Office Issuances