DM NO. 1856, S. 2025. PARTICIPATION IN THE ACCREDITED FINANCIAL LITERACY TEACHER (AFLT) CERTIFICATION PROGRAM OF JA PHILIPPINES Posted on November 28, 2025 by Leave a comment DM NO. 1856, S. 2025. PARTICIPATION IN THE ACCREDITED FINANCIAL LITERACY TEACHER (AFLT) CERTIFICATION PROGRAM OF JA PHILIPPINES Memorandum Numbered